If you have been injured in a car accident, you will have to pay for medical expenses and car damages. It may not be possible for you to bear these losses. If you don’t have insurance coverage, things may even get more complicated. You need to contact the insurance company of the at-fault party with the help of a car accident attorney Fort Wayne. He can negotiate with these companies and get the most compensation from them. It is important to learn about the factors contributing to the claim amount. Some of them are elaborated on below:
Liability in the car accident
If another party was at fault at the time of the accident and your lawyer is able to prove it with the help of supporting documents, you are likely to receive all your losses and medical expenses. In many cases, shared liability is involved in the accident when both parties acted negligently. Depending on the involvement of both parties, you will be able to receive a lower amount. Your car accident lawyer is the best person to help estimate this amount. It is also noted that every state has different laws for shared liability.
Insurance product and coverage
In many cases, policyholders don’t know what they have in their products. When they file a claim with them, the insurance company may come up with the terms and conditions saying that the claim is not included in the policy. That’s why, it is important to know these terms before filing a car accident claim. This way, you can expect what you can get out of a car accident claim.
Extent of injuries
If you have received severe injuries that can amount to hospital admissions and lengthy treatment, you will be able to receive a great amount of money. Some of the injuries qualify for a big amount such as brain, head, spine and fractures. Moreover, if the injuries have made you disabled for a short or long time, you will get more money.
You will be able to obtain vehicle damages if your car was damaged and need replacement or repair. The adjuster will review these losses and approve the amount, which you will receive to get it repaired or replaced.
In every step, a car accident lawyer can make a great difference for you because he is skilled, knowledgeable and experienced in this field. You must choose the best one in town.