What To Do If You Refuse an Insurance Settlement?

Do you want to deny an insurer’s first unsatisfactory offer? There are few things to keep in mind…

  • Preserving Your Documentation – The victim should take records about the accident such as costs incurred on medical bills, wages lost due to failure to work, costs of vehicle repair and any other costs incurred as a result of the injuries sustained.
  • Writing A New Response to The Insurance Company – Most insurance companies will want to receive a letter in writing denying a settlement offer. An experienced personal injury lawyer who is managing your case can use information in a demand letter, the letters that state the reason why the offer is being rejected and present a counter-demand to the insurer.
  • Plan For Bargaining –It is not always easy to fight for one’s rights especially if one is in the process of healing from serious effects of an accident that occurred. The recommendation is to consult a lawyer and have an experienced attorney representing clients seek settlements with the claims adjuster.

Insurance companies know that at Weber Law firm, personal injury lawyers have the time and resources to take them on. Rest assured that we are willing to represent you in negotiations for a full compensation of your personal injury claim in Ohio. People with auto accidents who confront insurance adjusters receive significantly less of their fair share of insurance money than those who hire accomplished personal injury lawyers. To date, at Weber Law firm, we have been able to help our clients secure reasonable damages through both settlements and verdicts. When representing our clients, our reliable personal injury lawyers are ready and willing to fight for your compensation in meetings or in court.

Insurance Law: The Rights of Policyholders in Case an Insurance Company Denies

Compensation You would think that the insurance of the at fault party would just cut the checks as they should and provide you with the amount due to you. However, that’s not always true. If the insurance company is reluctant to provide a reasonable compensation, then you need to know you have some legal entitlements. The insurance business has to ensure that claims are dealt with efficiently without the clients being underestimated. If they wrongly take time to process your claim or worse if they consciously extend the times it takes to process the claims, they can be challenged. You can stand up for justice. The way to achieve this is to seek for legal assistance as early as possible.

Hire an Attorney

Getting a good attorney is among the most important things a person can do to ensure his or her rights are protected when dealing with an insurance company that is not willing to compensate. An attorney will be better placed to evaluate your grounds and negotiate the insurer on your behalf, or else recommend the best course to be taken. However, your homework must do when hiring a lawyer. Among all these firms, there are terms they are called “settlement mills.” They will gladly agree to low standards before a case are closed just so that they can be relieved and go to another case. Responsible and reputable law firms such as the Weber law firm will never do that. Never be shy to question the attorneys you are seeking the services of as much as you can. It means you have to find out how they approach the cases of settlements. This means that if they still refuse, your case will go to trial. Most often, it is beneficial for everyone to resolve the case. I actually think both parties do not look forward to go to court. It was found to take the much more time and is in general, the much more costly process. That are the main reasons why only about 4 percent of all personal injuries’ cases end up in trial.

Adam Taub
Author: Adam Taub