More and more people in India are now interested in investing in mutual funds. To make this easier, many apps are available that help you invest, track, and manage your money—all from your mobile phone. These apps are simple to use and save time by letting you invest from anywhere.
But with so many mutual fund apps in the market, it can be hard to know which one to choose. That’s why we’ve put together this guide to help you. In this article, you’ll find the Best Mutual Fund Apps in India for 2025. We’ve listed the best apps based on features, how easy they are to use, and how much they cost.
Whether you’re just starting or already investing, this guide will help you find the right app to grow your money.
1. Groww – Simple & Beginner-Friendly Interface
Key Features:
Invest in direct mutual funds with zero commission
Simple and intuitive user interface
Track investments, SIPs, and performance easily
Paperless KYC and instant account opening
Pros:
Ideal for beginners
Fast and seamless onboarding
Offers stock trading and fixed deposits too
Cons:
Limited advisory services
No advanced goal-based planning tools
2. Zerodha Coin – Direct Mutual Fund Investments with No Commission
Key Features:
Direct mutual fund investments linked to Demat account
Commission-free platform
Integrated with Zerodha Kite for stock investments
Track portfolio under one dashboard
Pros:
Great for existing Zerodha users
Paperless and smooth experience
Full transparency in fund selection
Cons:
Requires a Zerodha account
No in-app SIP modification (has to be done on the fund website)
3. Paytm Money – All-in-One Platform for Mutual Funds & More
Key Features:
Direct plans with zero commission
SIPs start at ₹100
Advanced fund comparison tools
Support for mutual funds, NPS, stocks, and F&O
Pros:
Great for small investors
Budget-friendly SIP options
Unified investment platform
Cons:
Customer support can be slow
Interface may lag on low-end phones
4. Kuvera – Goal-Based Planning with Free Financial Tools
Key Features:
Direct mutual fund investments with no hidden charges
Goal-based investment planning
Tax harvesting features
Family account management
Pros:
Strong financial planning tools
Detailed tax insights and reports
Allows switching from regular to direct plans
Cons:
Slight learning curve for beginners
No stock trading features
5. ET Money – Automated Investment Tracking & Smart Recommendations
Key Features:
Offers direct mutual funds
SIP calculator, ELSS recommendations
Integrated expense tracker
Credit score check and insurance suggestions
Pros:
Strong brand trust (Times Group)
Helpful for tax-saving and budgeting
Easy fund tracking and comparison
Cons:
Limited real-time advisory
Some premium features behind login/paywall
6. myCAMS – Track and Manage Multiple AMCs in One Place
Key Features:
Consolidated portfolio of all CAMS-serviced AMCs
Track, invest, redeem, and switch funds
PAN-based portfolio view
Biometric security and easy login
Pros:
Reliable and secure
Useful for tracking existing investments
One-stop solution for CAMS-linked funds
Cons:
Only supports CAMS-registered mutual funds
UI is basic and outdated
7. KFinKart – Easy Access to Multiple Fund Houses
Key Features:
Supports multiple AMCs serviced by KFintech
SIP management and portfolio tracking
Instant redemption options
Unified dashboard for all schemes
Pros:
Works well for tracking all KFin-backed funds
Simplified dashboard
Safe and regulated
Cons:
Lacks comprehensive fund comparison tools
Interface needs modernization
8. Fisdom – Mutual Fund Investments with Expert Advisory
Key Features:
Direct plan investments with financial advisory
Real-time portfolio monitoring
Goal-based investing tools
Integrated tax-saving features
Pros:
Combines technology with personalized advice
Great UI with helpful tips
Quick SIP registration
Cons:
Some tools are paid/premium
Fund selection may feel limited for advanced users
9. INDmoney – One App for Mutual Funds, US Stocks, and Loans
Key Features:
Investment in mutual funds, US stocks, FDs
AI-driven portfolio recommendations
Financial health tracker
Family budgeting and planning tools
Pros:
One-stop wealth management app
Advanced insights and alerts
No commission on direct funds
Cons:
Too many features may overwhelm new users
Learning curve for full usage
10. Scripbox – Personalized Mutual Fund Portfolio Management
Key Features:
Curated mutual fund portfolios
Long-term goal-based investment plans
Wealth and retirement planning tools
ELSS, tax-saving options included
Pros:
Excellent for long-term investors
Offers managed portfolios
High-quality advisory support
Cons:
Limited freedom in fund selection
Some features are not free
Final Thoughts
Choosing the right app depends on your investment style. For simplicity and ease, Groww and Paytm Money are perfect. For integrated stock and fund investments, Zerodha Coin is unbeatable. If you want goal-based investing, Kuvera or Scripbox are strong choices. The Top 10 Best Mutual Fund Apps in India for 2025 listed above cater to different needs—pick the one that matches your goals and start growing your wealth today!