# Why Hasn’t My Direct Deposit Hit My Chime Account?
If you’re waiting on your direct deposit and it hasn’t showed up in your Chime account, there could be a few reasons for the hold-up. Here’s what to consider and what you can do.
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## Common Reasons for Delayed Direct Deposits
### 1. Employer Processing Delays
– Your employer or payment provider might not have sent the payment in time.
– Sometimes, companies process payroll late, especially around holidays.
### 2. First-Time Direct Deposit Setup
– If this is your first deposit with Chime, it might take a pay cycle or two to start up.
– Double-check with your employer to make sure they entered your Chime details correctly.
### 3. Early Direct Deposit Isn’t Instant
– Chime does offer early direct deposit, but it depends on when your employer sends the money.
– If your employer submits payments late, you might not see those early funds.
### 4. Bank Verification Issues
– Occasionally, deposits can get rejected if your employer’s bank doesn’t recognize Chime.
– Talk to your HR or payroll department to check for any mistakes.
5. Weekends & Holidays Delay Processing
– Banks don’t process transactions on weekends and holidays, so deposits can be delayed by one or two days.
Can I get my money back if I sent it to the wrong person?
## What Should I Do?
### 1. Check Your Payroll Status
– Ask your employer when they sent the deposit—it might be a delay on their side.
### 2. Verify Your Account Details
– Make sure your employer has the right Chime routing and account number, which you can find in the app under Move Money > Direct Deposit.
### 3. Wait Until the Expected Payday
– If Chime hasn’t released the funds early, hang tight until your official payday—some deposits come in by noon.
### 4. Contact Chime Support
– If your deposit is more than a day or two late, call or use the in-app chat.
## Final Tip
Most of the time, delays come from employers, not Chime. If it keeps happening, ask your payroll department to verify submission times.
