# How Long Will Chime Refund Money Sent to the Wrong Person?
Sending money to the wrong person can be a real headache, especially with a digital bank like Chime. If you’ve messed up and sent cash to the wrong account, you might be wondering how long it takes for Chime to get your money back. It all depends on a few things, like how fast you report the mistake and if the person who got your money is willing to send it back.
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## Can Chime Reverse a Payment Sent to the Wrong Person?
Chime processes transactions pretty quickly, which often makes it hard to reverse them once they’re done. But, here are a few steps you can take to try and get your cash back:
1. **Contact the Recipient Right Away** – If you sent money to someone you know, like a friend or family member, just ask them to send it back. Chime can’t force them to refund it unless they agree.
2. **Report the Mistake to Chime** – If you used the **Pay Anyone** feature or Chime’s peer-to-peer transfer, get in touch with Chime Support as soon as you can. They might be able to help recover the money, but there are no guarantees.
3. **Dispute the Transaction** – If you think the transfer wasn’t authorized, you can dispute it with Chime. They’ll look into it and might give a refund if they confirm it was fraud.
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## How Long Does a Chime Refund Take?
– **If the Recipient Sends the Money Back** – The refund might show up in your account in **1-3 business days**.
– **If Chime Handles a Dispute** – This could take **10-45 days**, depending on the situation.
– **If the Money Can’t Be Recovered** – If the person won’t return the funds, Chime might not be able to reverse the transaction.
## How to Avoid Sending Money to the Wrong Person
– Double-check the recipient’s info before you hit send.
– Use Chime’s **$1 test transfer** feature to make sure you’re sending it to the right person.
– Turn on transaction alerts so you can catch any mistakes early.
## Final Thoughts
Chime doesn’t promise refunds for mistaken payments, so it’s important to act fast. If the other person is willing to cooperate, you might see your money back in a few days. If it was an unauthorized payment, disputing it is your best shot, but it could take a while. Always make sure to check the details to avoid these kinds of issues in the future.
Have you had a mistaken payment with Chime? Feel free to share your experience in the comments!
