Fintech apps are transforming the banking and financial market. Companies and businesses are using fintech mobile applications to provide different financial services. But this usage of fintech apps is not new. Fintech applications have been running in the market for a very long time. But due to rapid growth in digital transformation, the popularity of fintech apps has increased significantly.

If you are a fintech startup or company and looking to establish your venture in the fintech industry with fintech apps you should know about some fintech apps that have got success in the market through their unique features. And here, I will share the top 6 fintech apps that will inspire your fintech startup. 

So let’s know them 

Top 6 Fintech Apps to Inspire Fintech Startups 

1. MoneyLion

MoneyLion is the top fintech mobile app in the market. It is a great mobile application for people that want guidance and services for savings, lending, and wealth management. MoneyLion is a perfect financial company for consumers that look for any type of finance-related assistance. 

This app provides various services related to money savings, lending, and financial management. It works on a subscription-based model which involves setting up the bank account of users. 

You might be surprised to know that MoneyLion has generated $2.9 billion in total revenue in 2021. Even top fintech app development company follows the MoneyLion app revenue model in various fintech app concepts. 

Key Features of MoneyLion

  • Instant money transfer without checking fees
  • Direct deposit for APR cash advances
  • Check credit score
  • All-in-one place for savings, investments, and borrowing in one place

2. Revolut

Revolut is one of the best fintech apps that offers a wide range of banking and finance services. It provides a variety of services such as P2P payment transfer, cryptocurrency exchange, budgeting, and more. In addition to this, Revolut also provides great features for financial management. It allows users to transfer money in more than 25 currencies. 

Revolut is among the top fintech apps that provide a great facility for cryptocurrency exchange. Consumers can trade for currencies like Litecoin, Ethereum, Bitcoin, Bitcoin Cash, and more. Hence, if you are looking for fintech app ideas that perfectly use blockchain technology, the Revolut app is the best example. Many fintech startups hire blockchain developers to build Revolut-like fintech mobile applications. 

Key features of Revolut

  • No fees on account opening and maintenance
  • Provides extensive facility for cryptocurrency exchange
  • Notifies about spending after each card payment
  • Offers modern fintech services
  • Provides international travel insurance

3. Robinhood

Robinhood is a widely popular fintech mobile app. It is an investment app that offers stock trading services. It allows people to trade stocks and invest in various cryptocurrencies at zero commission charges. 

Robinhood contains integration with more than 3000 banks in the USA to offer optimum trading experiences to consumers. And that’s what makes it among the top fintech apps in 2022. Robinhood is popular for providing cost-efficient investment opportunities to customers along with other benefits

Key features of the Robinhood app

  • Several investment preferences
  • Broad market data analysis
  • Cash handling tools
  • NO fees on stock and ETF trading
  • No commission on stock trading
  • Easy to open digital accounts

4. Chime

Chime is also counted among the top fintech apps in 2022. It is one of the fastest-growing mobile-only banking fintech applications. Chime provides digital mobile banking services to customers. It allows people to effectively manage their expenses and savings in one place. 

This app doesn’t charge any transaction fee and provides free ATMs across the country. Chime has unique features that help you in savings. For example, it automatically deducts 10% of the amount credited to your account and transfers it to your savings account. 

Hence, when it comes to the best fintech mobile apps for saving, Chime stands out as the top choice. As per the market report, the total valuation of the Chime app was recorded at $25 billion in 2021. So you can estimate how much space it acquires in the market. 

Key features of Chime

  • Bank mobile payment facility
  • No fees on sending funds to friends & family
  • Good features to support in saving money
  • The deposit goes directly to the Chime account
  • Offers fast and hassle-free direct fund transfer

5. Nubank

Nubank is another mobile banking application. It is one of the top fintech apps in Brazil. This app provides great features for money savings and digital banking in real-time. It gives information and advice to consumers about saving money and credit cards. Nubank has over 12 million users and it ranks in the sixth position in its home market. 

This fintech app highly emphasizes the importance of user experience by providing them with an extremely simple user interface. Nubank also offers bogs on various banking and fintech topics to guide and educate their customers. In 2021, the total valuation of Nubank app was counted $30 billion. 

Key features of Nubank

  • No transaction fee 
  • Simple user interface
  • Offers customer reward programs
  • Easy savings at user clearance
  • Educational blogs

6. Mint

Mint is an educational fintech mobile application. It provides financial services related to reminding users about bill payments and settlements and helps users understand their expenditure patterns to save money. Mint is considered among the top fintech apps that offer the most valuable insights on saving and expenses. 

Therefore, people highly prefer this app for getting useful tips and advice for saving money. Mint app gives useful insights based on the collected information from users about their expenses, savings, account, credit scores, transactions, and more. Mint had counted for a $103 million total valuation in 2021. It is counted as the best fintech app for personal finance & budgeting. 

Key features of Mint

  • Update users about their bills and balances
  • Provide suggestions on saving and expenses
  • No fees for credit score analysis
  • Customize income and expense categories 
  • Notifies about account-related activities

Wrapping Up 

With growing digital transformation, the use of fintech apps is also increasing. The Fintech industry is booking with skyrocketing speed. From small to big, different types of fintech apps are coming into the market and providing useful banking and finance services. 

Hence, if you also aspire to succeed like the above top fintech apps. Then, you should try to build a high-quality fintech app that provides useful services to consumers at cost-efficient rates. Therefore, you should work with the best mobile app development company which can create a top fintech mobile app. 

About the Author

Josephine Baker is a Senior Fintech App Developer at MobileCoderz- one of the best fintech app development company which provides world-class fintech app solutions to startups and financial companies. She has over 6 years of experience in creating banking and fintech mobile applications for Android and iOS platforms. Besides her professional life, She participates in several social welfare programs and continues to lead sites and magazines with her expert opinions.

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