A loan statement is one of the crucial documents that contain the interest rate, outstanding loan balance, paid instalments and various important details about their loans. From the information available in this Bajaj Finserv EMI statement, borrowers can determine their future plans to repay their loans easily. Bajaj Finserv customer care portal – Experia has made it effortless for the customers to obtain their loan statements.
Procedures to get Bajaj Finserv EMI statement
Borrowers need to follow the steps mentioned below to obtain their loan statements from the Experia portal:
- Navigate to the Bajaj Finserv customer care portal – Experia
- Log in to your user account with your password or OTP and user ID, which can be your mobile number, email ID or customer ID
- Click on the ‘Services’ option from the main menu
- Tap on ‘View Details’ available under the concerned loan
- Choose the ‘E-statement’ option
Upon completing these steps, borrowers can generate their loan statement to view all the details about their loan.
Alternatively, individuals can generate this record from the Bajaj Finserv mobile app. Here are the steps to download this Bajaj Finserv loan statement through the mobile application:
- Download the ‘Bajaj Finserv’ mobile app
- Ensure your successful Bajaj Finserv login using your credentials
- Click on the specific loan from the ‘My Relationships’ option
- Click on ‘E-statements’ to view the loan details
This way, customers of this NBFC can easily obtain their EMI statement for the loans using the Experia portal or mobile app. After knowing how to obtain this record, borrowers need to know all the details they can view from this loan EMI statement.
The information available in the Bajaj Finserv loan EMI statement
Individuals can get the following loan details from this single record:
- Consumer ID
- Loan type
- Total loan amount
- Tenor
- Repaid EMI
- Outstanding loan amount
- EMI activation date
- End instalment date
- First due date
- Interest and principal component
- Instalment amount
- Bounce charges
- Penalties
This way, customers can get all the required figures for a particular loan from this single Bajaj Finserv EMI statement.
Apart from this, individuals also need to know how they can utilise this record for maximum benefits.
Benefits of obtaining a Bajaj Finserv loan statement
Here are all the advantages Bajaj Finserv customers can obtain from the loan-related information available on an EMI statement:
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Knowing the present status of a debt
A loan EMI statement can provide a proper real-time status of a loan. Individuals can know the repaid amount, outstanding loan balance, remaining tenor and several other factors regarding their credit from this document.
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Making future financial planning
After getting the current picture of their loans, individuals can make informed financial decisions. They can plan their expenses properly so that their loan repayment does not get hampered.
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Tracing every instalment payment status
Individuals can generate this record at any time, free of cost. Further, after paying an instalment, they can generate this statement to know whether the amount is submitted properly, reducing their outstanding loan balance.
Thus, individuals can leverage this loan statement to get a detailed overview of their loans to make informed financial decisions for hassle-free loan repayment.
Apart from generating the loan EMI statement, individuals can utilise this feature-rich Bajaj Finserv Experia portal for obtaining various services.
Services available in the Bajaj Finserv Experia portal
Borrowers can get the following services from this web-based Bajaj Finserv customer care portal:
- Updating contact details
Bajaj Finserv customers can now easily mention the changes in their contact information from this customer care portal. This will help them stay in contact with the lender without interruption.
- Checking pre-approved offers
This portal also lets customers view their pre-approved offers. This can help them quickly obtain a sizeable credit amount at an attractive interest rate.
- Downloading loan-related documents
Apart from loan account statements, borrowers can download their ‘No Objection Certificate’ (NOC), interest certificate, etc., about their loan from this Experia portal.
In conclusion, borrowers can now utilise this customer care portal – Experia, to generate their Bajaj Finserv EMI statement effortlessly. As it contains all the important real-time details of their loans, individuals can utilise this record for making informed financial decisions. This way, they can settle their loan dues without much difficulty.
